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Frequently Asked Questions

Can my lease be cancelled or paid off early?

Leases cannot be cancelled. 然而, you can pay off your lease at any time, although we recommend you consult your tax accountant before doing so.

What is the interest rate on this lease?

Since you are leasing and not taking out a bank loan to finance your purchase, there is no “interest rate” as typically defined. It’s more like leasing office space. You’re paying for the use of the equipment, with the monthly payment amount based on the type of leasing plan you choose, the terms of the lease and the cost of the equipment.

What should I do if I have problems with the equipment I leased?

The vendor providing the equipment is solely responsible for any service or warranty issues. The Lessor’s role is to assist you in leasing the equipment. 

What do you request my personal guaranty?

The credit manager makes fast, accurate credit decisions based on the limited information requested on our convenient credit application. We check publicly available information and have found that credit bureaus are the most accurate and reliable. We’ve also found that smaller businesses have payment practices similar to those of their principals. 

What is the Documentation Fee?

The Lessor does not charge an application fee. 10bet十博app下载所做的, 然而, charge a nominal fee to compensate us for processing the lease documents and reimburse us for the fees incurred with filing UCC-1 financing statements. 

Why am I required to have insurance on my leased equipment?

Because the Lessor owns the equipment and the lease is for the use of the equipment, the Lessor must guarantee that if the equipment is destroyed or stolen, the lease will be paid off from the proceeds of the insurance policy. Most commercial policies cover leased equipment; all you need to do is have your insurance agent forward us an endorsement at no cost to you. 

What sales tax am I responsible for?

In most states and some county and local jurisdictions, the Lessor is required to pay sales and/or use taxes on each monthly payment. Because the lease payment was calculated in advance, and these rates change from time to time, this amount is billed separately. 在某些国家, the full amount of taxes is due at the inception of the lease, and the responsibility to do so falls on the Lessor. In these situations, the tax is added to the equipment cost to calculate the monthly payment.